Gorski Law
Pennylvania & New Jersey Consumer Rights Law Firm
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Harrassing Conduct By A Debt Collector

The prohibitions on debt collectors from engaging in conduct considered to by harassing, oppressive or abusive is discussed with examples provided.


A debt collector is prohibited by federal law from engaging in conduct considered to be harassing, oppressive or abusive to any person. The law does not place a specific limit on the types of conduct that could be considered harassing, abusive or oppressive, but does provide specific examples of conduct that will constitute harassment. These prohibited acts include:

  • Threatening violence of criminal conduct to harm a person or property;
  • Using obscene or profane language while engaging in collection activities;
  • Publishing information about the debt or the consumer's refusal to pay the debt;
  • Advertising the sale of a debt to coerce a consumer to pay;
  • Calling a consumer repeatedly or continuously with the intent to annoy the consumer;
  • Making collection calls without disclosing the collector's identity.

Do You Need Help?

If a debt collector is engaging in harassing conduct like the acts described above or any other conduct you consider harassing or abusive, Gorski Law may be able to help. Gorski Law can help to stop the debt collector's harassing conduct and obtain compensation for any harm you have experienced as result of the these prohibited acts. Initial consultations are always free. Call 215-330-2100 or email the firm to schedule a consultation now.